… and I’ve overdrawn my account already! OOPS!! I need to rework my budget and get it a whole lot tighter. I’ve been spending so much money lately – call it “retail therapy” I guess. Problem is; I’m not making as much – so I really need to quit. If I were to just start making some things to sell on Etsy instead of TALKING about making things to sell on Etsy I think I’d be okay. It’s pure laziness on my part. I cannot even think about another balance transfer or look into more debt consolidation loans – I just need to cut back or make more. I’m not making any MORE lately; so I guess the “correct” answer is to cut back. But cutting back is just no fun. Eating is, and having electricity is … so … there you have it folks.