I’ve ALWAYS wanted a Discover card. Since I FIRST got a credit card. So, just before my 26th birthday I tried again – and GOT IT! Woot! I’m the proud owner of a Discover Miles card – with only a 10% finance charge!! I’m trying to pay down our cards, so I’ve been doing some balance transferring to get better interest rates. This is the last card I’m applying for – the best card I’m cheesy … you can’t tell, can’t you?